AML & CTF programme
AML/KYC policy
Your asset security is our top priority. lemanfinco applies modern security standards to prevent financial crime, in line with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) requirements.
Risk-score control
For automated transaction screening we use professional AML analytics providers. The maximum accepted risk score is 60%. Transactions that exceed this threshold, or that show links to illicit activity, are temporarily suspended for verification.
Check yourself in advance
Don't take risks — screen your wallet or transaction before you exchange using our built-in AML checker. Sign-in is required, and results may be shared with support before an exchange begins.
High-threat categories
The following categories trigger mandatory blocking: sanctions, terrorism, darknet marketplace, mixing service, stolen funds, scam & fraud, and gambling.
Verification procedure
A check proceeds in four stages: (1) document submission; (2) detailed analysis by an AML officer (7–14 business days); (3) final status determination (up to 24 hours); (4) payout or refund (up to 48 hours).
Asset refund terms
Refunds require successful KYC verification. Timelines vary by case: 3 business days for payments sent without a required memo or tag; 7 business days for an unsupported currency or network; and up to 24 hours where the funds carry an AML-block status. A processing fee of up to 5%, or the equivalent of USD 100, may apply. Refunds of USDT and similar tokens require the sender's wallet to hold the network's native asset to cover the transfer fee.
Additional requirements
The sender and the receiver must be the same person; third-party transfers are prohibited. Using a VPN, proxy, or Tor while submitting an application automatically increases the assessed risk level.
Prohibited platforms and services
lemanfinco does not process funds connected to the following platforms and services: Bitpapa, NetEx24, Bitzlato, DoubleWay, MEGA DARKNET, Garantex, 1xBit, 1xBet, Stake, Primedice, OMGOMG, DuckDice, Wasabi Wallet, Gandhiji.io, Hydra, NVSPC, Roobet, Tornado, WEX Exchange, Yolo Group, Black Sprut, BTC-e / FinCEN, Chiper Mixer, DuelBits, FreeBitcoin, Darknetone, Commex, Trocador, Anonexch, Cryptomus, Grinex, Capitalist, Rapira, Nobitex, Meer, Aifory, Terminal.cash, SkyCrypto, FlashObmen, 60cek, HD-change, CoinBlinker, Metka, AlfaBit, Heleket, Payeer, Blender, Lazarus Group, Genesis Market, Shinbad, peer.com, weiss.bet, CryptoCloud, xRocket.tg, WebMoney, arvix.pro (abcex.io), Prostocash, Cripta, CoinStart, kassa.cc, freekassa.ru, OFSI, and Huobi Global S.A. (HTX.com). This list is updated as risks evolve.
Prohibited jurisdictions
In line with international and local law, lemanfinco does not serve users who are citizens of, or physically present in, sanctioned or restricted countries and territories. Customers confirm they are not located in such a territory and are responsible for the accuracy of that information. The current list of restricted jurisdictions is maintained by lemanfinco and updated in line with applicable law.