Using lemanfinco
Site rules
These rules govern the exchange of title signs (electronic-currency units) between the Customer and lemanfinco (the Operator). By submitting an application (order) you accept them in full.
Parties to the agreement
This agreement is concluded between lemanfinco — the internet service for the exchange of title signs, hereinafter the Operator — on one side, and the Customer, represented by the person who uses the Operator's services, on the other side.
Definitions
Exchange of title signs is an automated internet-service product the Operator provides on the basis of these rules. The Customer is an individual who agrees to the Operator's terms and joins this agreement. A title sign is a conventional unit of a particular payment system that corresponds to the settlements of electronic systems and denotes the scope of rights agreed between the payment system and its Customer. An application is the information the Customer transmits, in electronic form, to use the Operator's service, and by which the Customer accepts the terms offered. These rules take the form of a public offer, formed when the Customer submits an application.
Terms of the agreement
These rules are established under the terms of the public offer, which is formed when the Customer submits an application and is a core component of this agreement. The public offer consists of the conditions for submitting an application as displayed by the Operator, together with the Customer's completed submission and clear intention to transact on the offered conditions. The time, date and parameters of the application are set automatically by the Operator at the moment the application is completed. The offer must be accepted by the Customer within 24 hours of completing the application. The agreement takes effect once the title signs are received in full, as specified in the application, at the Operator's details. Transactions are recorded in accordance with the rules, regulations and formats of the electronic settlement systems. The agreement is valid from the moment the application is submitted until it is terminated at the initiative of either party.
Subject of the agreement
Using technical means, the Operator undertakes to exchange title signs for a commission fee after the Customer submits an application, and to transfer funds to the details specified by the Customer. If a profit arises during the exchange, it remains with the Operator as additional benefit and a bonus for its commission services.
Additional conditions
5.1 If the amount received at the Operator's details differs from the application, the Operator recalculates it against the amount actually received; if it exceeds the application by more than 10%, the Operator may terminate the agreement unilaterally and return the funds to the Customer's details, less the commission costs of the transfer. 5.2 If the Operator does not send the title signs to the Customer's details within 24 hours, and the funds have not yet been transferred, the Customer may demand termination and cancel the application, receiving the title signs back in full; returns are made within 24 hours of the termination request. The Operator is not responsible for return delays that are not its fault. 5.3 If the Customer's title signs are not received at the Operator's details within the stated period, the agreement is terminated unilaterally and does not enter into force; the Customer may not be separately notified. Funds received after the period are returned less the transfer commission costs. 5.4 The Operator is not liable for damage caused by transfer delays attributable to a payment system; in that case all claims are directed to the payment system and the Operator assists within its powers and the law. 5.5 On detecting forgery of communications or interference with the Operator's software, the application is suspended and transferred funds are recalculated under this agreement; if the Customer disagrees with the recalculation, they may terminate and the title signs are returned to the specified details. 5.6 By using the service the Customer agrees that the Operator bears limited liability corresponding to these rules and gives no additional guarantees or responsibility, and neither party bears additional responsibility to the other. 5.7 The Customer undertakes to comply with the law, not to forge communications, and not to obstruct the normal operation of the Operator's software. 5.8 The Operator is not responsible for the consequences of an erroneous transfer if the Customer provided incorrect details in the application.
Warranty period
Within 24 hours of the exchange of title signs, the Operator provides a guarantee for the services rendered, unless otherwise specified.
Force majeure
If unforeseen circumstances arise during processing that prevent the Operator from fulfilling the agreement, the deadlines are postponed for the duration of the force majeure and the Operator is not liable for the delayed obligations.
Form of agreement
This agreement is accepted by both the Operator and the Customer as an agreement of equal legal force, made in writing.
Claims and disputes
Claims under this agreement are submitted to the Operator by email stating the essence of the claim, sent to the details shown on the website.
Conducting exchange transactions
10.1 Using the service for illegal transfers or fraud is strictly prohibited; the Customer undertakes to comply and bears the criminal liability established by law for fraud. 10.2 If an application cannot be completed automatically for reasons beyond the Operator's control (loss of communication, lack of funds, or erroneous Customer data), the funds are processed within the next 24 hours or returned to the Customer's details less commission costs. 10.3 On lawful request, the Operator may transfer transfer information to law-enforcement agencies, payment-system administrations, and victims of judicially proven illegal actions. 10.4 The Customer undertakes to provide identification documents where fraud or money laundering is suspected. 10.5 The Customer undertakes not to interfere with the Operator's operation or damage its software and hardware, and to provide accurate information so the Operator can fulfil the agreement.
Waiver of obligations
The Operator may refuse to conclude an agreement or fulfil an application without explanation. This applies to any Customer.
Prohibited countries and territories
In accordance with restrictions established by international and local law, the Operator does not provide its services to certain categories of users based on citizenship or physical presence in sanctioned or restricted countries and territories. The Customer confirms that they are not located in, and are not a citizen or resident of, any territory subject to applicable sanctions or embargoes, and is responsible for the accuracy of this information. The current list of prohibited countries and territories is maintained by the Operator and updated in line with applicable law.
Legal notice: by using the service you confirm that you are not located in a sanctioned or restricted territory and that all information you provide is accurate.